What is the benefit?
Should you become critically ill, this benefit is provided in a lump sum amount (depending on your contract provisions) and is separate from any life or disability benefits.
What can the benefit be used for?
- Health care needs (pay for additional medical expenses, drugs, etc.)
- Financial needs (reduce debt, pay down mortgage, etc.)
- Lifestyle options (home or vehicle modifications to accommodate illness or sickness, family travel, personal pursuits, etc.)