About Livewell Benefits Ltd. 


LiveWell Benefits is an independent brokerage specializing in employee group benefits.

Cheryl Dechant, Director

After nearly two decades of experience, Cheryl has developed a truly unique and personalized approach to employee group benefits. Cheryl’s distinctive view of the benefit landscape is a result of her invaluable knowledge of balancing product and pricing requirements, combined with a focus on the health and wellness of employees and organizations.

Working closely with her clients, Cheryl consistently exceeds their expectations while finding the optimal balance between the right plan at the right price. She always has her client’s best interest at heart, and truly values her long-term relationships with them.

Michael Coene, Director, Group Marketing and Sales 

Michael began his career in the insurance industry in 2005 and joined LiveWell Benefits in 2007 as Director, Marketing and Sales. He has gained extensive knowledge of both individual and group products which has led him to be diversified in the services he is able to provide to his clients. Through his attention to detail and analytical approach he works with his clients to ensure that the best possible solution is implemented. Michael prides himself on sound work ethics and his commitment to building strong client relationships.


"Cheryl has managed our account for a number of years now. She goes the extra mile to make sure our program is current and cost effective and monitors it closely when we don't always have the time. I have no problem recommending her to other groups. She has the knowledge and tenacity to ensure the best deal available for a fair price."

- Leo, President

"One often takes for granted services received. I always thought Cheryl Dechant provided great service. However after our group and retirement plans were transferred to another broker - I realized we did not have great service - we had EXCEPTIONAL service! Thank-you!"

- Allan, CA. CFO

"In the past 9 years I have worked with Cheryl in a professional capacity as our group benefit broker, she is very through and efficient. She has always worked very hard to get us the best possible policies and premiums. I wish you all the best in your new business venture not only as a business associate but also as a friend."

- Renee, Office Manager

"I have had a working relationship with Cheryl as our benefits consultant for the past 12 years. During this time I have found her to be very professional and knowledgeable in all aspects of the benefits program that we have used. Any questions or problems that our plan members encountered she has been able to handle and solve in a prompt manner. Cheryl has and continues to make my job as the plan administrator run smoothly."

- Mary, Plan Administrator

"Thank you Cheryl for your vast knowledge of group benefits! In the busy world of the oil and gas industry I, as an Office Manager, appreciate the fact that if I don't have the time to understand certain aspects, you are there. With your experience in the health/dental area I feel confident that the information and suggestions you provide are accurate and "in our best interest" as well as the "employees best interest". Thanks again Cheryl."

- Josie, Office Manager

"Cheryl has brought experience, insight and a "working knowledge" as our group account representative. It was near Christmas time1998 when Cheryl sent a greeting and cheerful message of her new working endeavor. I knew her background and her career move fit perfectly. We interviewed Cheryl and instantly I felt at ease with her, not like the general "sales" type personality that is so often accompanied by benefit specialists. Cheryl works for you and your employees. She knows our side of the business from her past experience. She can see the owners and administrators perspective and is strong working the bottom line. She has the ability to obtain a personal relation with her clients so she knows you and your companies' goals, what you want to secure for your employees. Cheryl is very knowledgeable and keeps herself up to date with the current trends. I feel very secure with Cheryl as our benefit specialist."

- Michelle, Office Manager